February 23, 2025
Apple Watch vs. Umps Watch: The Best NDIS-Approved Smart Watch

Apple Watch Overview
The Apple Watch is a popular consumer smart watch, designed for a wide range of everyday activities. It offers fitness tracking, messaging, internet access, and entertainment apps, making it a versatile device for general use [ 2 ]. With features like heart rate monitoring, fall detection, and emergency SOS, it provides some health and safety benefits, but its primary function is as a multi-purpose lifestyle gadget rather than a dedicated assistive technology device.

Introducing the Umps Watch: An NDIS-Approved alternative
In contrast, the Umps Watch has been designed as a dedicated assistive technology device. Like the Apple Watch, it features fall detection and an emergency duress function. However, the Umps Watch also has a range of features specifically designed to support people with a disability, making it a more comprehensive support offering for people needing personal safety support.
24/7 Professional Response
When an alert is activated on the Umps Watch, the wearer is connected directly to a 24/7 professional response centre. Our operators will speak to the user through the watch, and provide any support required. Importantly, each Umps Watch is connected to a user’s specific profile, so our operators have information about the users disability and any relevant health conditions. This means they can effectively coordinate a response.
Designed for Falls & Emergency Detection
The Umps Watch includes automatic fall detection, with a range of sensors. Falls detection sensitivity is configurable so active users can reduce false alarms. In addition to this, the Umps Watch has a one-touch SOS activation, making it easier for users to call for help in any situation.
Longer Battery Life for Reliability
With an extended battery life of up to three days per charge, the Umps Watch requires less frequent charging than many other devices. This ensures consistent protection without the hassle of daily recharging.
Easy Setup & Use
Unlike complex smart watches, the Umps Watch arrives completely set up and ready to use. It is designed specifically for people with disabilities, with an accessible alert button on the face of the watch.
Can You Get an Apple Watch Under the NDIS?
As of October 2024, Apple Watches are generally ineligible for NDIS funding. The National Disability Insurance Agency (NDIA) has clarified that devices like the Apple Watch are considered day-to-day living costs and not specific disability supports. In some specific circumstances, the NDIS can fund supports that are not NDIS supports. However, strong evidence is required and participants should work with their occupational therapist to justify the need [ 3 ].
Umps Watch vs Apple Watch: A detailed comparison
The below table provides a detailed overview of the differences between the Apple Watch Series 10 (GPS + Cellular) and the Umps Watch.
What Makes a Smart Watch NDIS-Approved?
To qualify for NDIS funding, a smart watch must be classified as Assistive Technology (AT) and provide a direct disability-related benefit. The device must:
- Support safety and independence: Features like fall detection and emergency response help reduce risks.
- Address a specific disability need: The smart watch should improve accessibility, communication, or promote safety and independence.
- Exclude non-essential features: Smart watches with gaming, internet browsing, and entertainment apps may not qualify.
Because the Apple Watch includes entertainment-focused features, it is not classified as an NDIS support. Instead, participants should consider specialist smart watches like the Umps Watch, which is designed for emergency response and falls detection.
How to Get an NDIS-Approved Smart watch
The Umps Watch is low-cost assistive technology (AT), and can be funded through the NDIS Core Supports – Consumables budget. This means participants can purchase it without an AT assessment. Your Umps Watch will typically arrive within 1 - 3 days of your purchase, and is completely set up, pre-programmed and ready to use out of the box. Unlike the Apple Watch, which does not meet NDIS funding criteria, the Umps Watch is designed specifically for emergency response and falls detection, making it a compliant choice for participants requiring safety monitoring. OTs and support coordinators can assist in ensuring the correct funding pathway is used and provide additional justification if needed [ 4 ].
Get a quote
If required, Umps can provide a quote or invoice for plan-managed participants, ensuring an easy claiming process. For self-managed participants, the purchase can be made upfront and reimbursed through the NDIS portal. This makes the Umps Watch an accessible and hassle-free solution for those needing emergency response and falls detection technology. To organise a quote, contact Umps.
A home based complement: the Umps Home Alarm
The Umps Home Alarm is a valuable addition to the Umps Watch, providing an extra layer of safety for NDIS participants. This system includes easy-to-install emergency buttons that can be placed in high-risk areas such as the bathroom, shower, bedside, or at the bottom of stairs. Unlike wearable devices, these buttons don’t require charging and ensure that help is always accessible—even if the user isn’t wearing their watch.
When activated, the Umps Home Alarm connects to the same 24/7 emergency response centre as the Umps Watch, offering a seamless safety solution for both inside and outside the home. Importantly, NDIS participants can purchase both the Umps Home Alarm and the Umps Watch using the Core Supports - Consumables budget.
Final Verdict: Which Smart watch is Best for NDIS Participants?
While the Apple Watch is a powerful consumer smart watch, it does not meet NDIS funding criteria due to its general-purpose features. In contrast, the Umps Watch is specifically designed as assistive technology, making it a better option for NDIS participants. With fall detection, 24/7 emergency response, and long battery life, the Umps Watch provides safety and independence without unnecessary entertainment features. Plus, because it qualifies as low-cost AT under $1,500, it can be purchased directly through a participant’s NDIS Consumables budget without an AT assessment. For those seeking an NDIS-approved smart watch, the Umps Watch is the most accessible and compliant option.
FAQ
Can I get an Apple Watch with NDIS funding?
Generally, no. The Apple Watch is classified as a lifestyle device, not assistive technology, making it ineligible for NDIS funding. However, in rare cases, participants with complex communication or accessibility needs may receive funding if strong justification is provided.
What is the best smart watch for NDIS participants?
The Umps Watch is designed specifically for NDIS participants, offering fall detection, 24/7 emergency response, and a longer battery life. Unlike the Apple Watch, it meets NDIS funding criteria and can be purchased under Core Supports – Consumables without an AT assessment.
How do I purchase an NDIS-funded smart watch?
The Umps Watch qualifies as low-cost assistive technology (AT), meaning it can be purchased through the NDIS Core Supports – Consumables budget without requiring an assessment. Plan-managed participants can request an invoice, while self-managed participants can buy the watch upfront and claim reimbursement.
Do I need an occupational therapist (OT) assessment to get the Umps Watch?
No. Because the Umps Watch is under $1,500, it falls under low-cost AT and does not require an OT assessment. However, if additional justification is needed, an OT can help document the participant’s need for an assistive smart watch.
Can I use the Umps Watch outside the home?
Yes. The Umps Watch includes 4G connectivity and GPS tracking, ensuring it works anywhere within mobile coverage. Unlike traditional home-based alarms, it provides emergency support both at home and in the community.
How does the Umps Home Alarm work with the Umps Watch?
The Umps Home Alarm is a fixed emergency button system that works alongside the Umps Watch. It ensures that help is always accessible, even if the participant isn’t wearing their watch. Both devices connect to the same 24/7 emergency response centre, creating a seamless safety solution.
How long does the Umps Watch battery last?
The Umps Watch has a battery life of up to three days per charge, significantly longer than consumer smart watches like the Apple Watch. This reduces the need for frequent charging, making it more reliable for daily wear.
Does the Umps Watch require a smartphone to work?
No. Unlike the Apple Watch, which requires an iPhone for setup, the Umps Watch works independently and comes pre-configured and ready to use.
Where can I buy the Umps Watch?
The Umps Watch is available directly from Umps. Plan-managed participants can request a quote or invoice, and self-managed participants can purchase it upfront and claim reimbursement through the NDIS portal.

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